Latest Blogs

California couple reviewing life insurance options with a licensed broker

Life Insurance in California: Everything You Need to Know Before Buying

Buying life insurance is one of the most important financial decisions you can make — and if you l...

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California family meeting with an insurance advisor to locate a life insurance policy

How to Find Out If Someone Has Life Insurance

Life insurance can provide vital financial protection for loved ones after a person’s death. But w...

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Family meeting with a life insurance advisor in Sacramento, California

How to Choose the Best Insurance Company for Your Loved One

Protecting What Matters Most When it comes to protecting those you love most, choosing a reliable in...

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Financial advisor explaining Universal Life Insurance benefits to a couple in a modern home office

The Benefits of Universal Life Insurance Over Traditional Whole Life Insurance: A Smart Choice for Flexible Coverage

When it comes to life insurance, understanding the differences between the various types of policies...

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Independent life insurance broker meeting with clients to compare coverage options

The Benefits of Using a Life Insurance Broker When Shopping for Life Insurance

Why Working With a Broker Matters When it comes to protecting your family’s future, choosing the r...

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Family reviewing life insurance options with a financial advisor after major life milestones

How Life Changes Affect Your Life Insurance Needs

Life Never Stands Still — and Neither Should Your Coverage Life is full of milestones — getting ...

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Professional reviewing life insurance options beyond employer coverage with an advisor

Why You Need a Life Insurance Policy Beyond Your Employer Coverage

Don’t Leave Your Family’s Future to Chance Relying only on your employer’s life insurance cove...

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Business owner meeting with an insurance advisor to discuss key-person coverage and succession planning

Life Insurance for Business Owners: Protecting Your Business, Family, and Future

Why Business Owners Need Life Insurance If you’re self-employed or own a business, you already kno...

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Accelerated Death Benefits: Accessing Your Life Insurance When You Need It Most

Accelerated Death Benefits: Accessing Your Life Insurance When You Need It MostWhat Are Accelerated ...

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Why You Should Consider Whole Life Insurance Over Term Life

When shopping for life insurance, one of the most common questions is:Should I buy whole life or ter...

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Life Insurance Myths: Common Misconceptions About Cost, Medical Exams, and Approval

When it comes to life insurance, misinformation is everywhere. Many people delay getting coverage be...

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Young professional meeting with a financial advisor to discuss Universal Life Insurance options

The Benefits of Getting a Universal Life Insurance Policy While You’re Young

Build Your Financial Future Early When it comes to building lifelong financial security, few decisio...

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Couple reviewing mortgage protection life insurance options with an advisor

Buying a Home? Why Mortgage Protection Life Insurance Matters

Your Home Is More Than an Address — It’s Your Legacy Buying a home is one of the biggest milesto...

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Life Insurance Myths: Why It’s Not as Confusing as You Think

When it comes to life insurance, most people know they should have it — but many still avoid it be...

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What Factors Determine Your Life Insurance Premium Rates

When people start shopping for life insurance, one of the first questions they ask is:“How do they...

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When a Term Life Policy Makes the Most Sense

Life insurance isn’t one-size-fits-all — and while some people prefer lifelong protection, other...

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Why coverage still matters even if you’re not married or don’t have kids

Many people assume life insurance is only for married couples or parents with young children. It’s...

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No-Exam Life Insurance vs. Traditional Underwriting: Pros, Cons & How to Choose the Right Fit

When shopping for life insurance, one of the biggest choices you’ll face is whether to apply for a...

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The Future of Life Insurance: Smart Policies, AI Underwriting, Pricing Shifts & Demographic Trends

The life insurance industry is evolving faster than ever. Technology, economic conditions, and demog...

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When Should You Review Your Life Insurance Policy? Key Times to Revisit Coverage

Life changes fast — and your life insurance should keep up. Whether you purchased your policy year...

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Insurance Brokerage DeFazio Life